Insurance Blog
Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
From cell phone contracts to Internet packages, bundling is a popular way for companies of all kinds to hook you into multiple services, usually at a discount to you. Insurance companies are no exception, and bundling policies can often lead to significant savings and a streamlined experience for the consumer. But if you don't read carefully, you may end up with a policy that costs the same or more than maintaining separate policies and really doesn't save you much time or inconvenience at all.
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When you think about water damaging your home, you imagine a hurricane, torrential rain, or other natural disasters. The truth is, that even water damage can also be caused when a household appliance fails and can be just as destructive as a catastrophe.
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Are your independent contractors really independent?
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Personal and commercial auto insurance is VERY important for everyday life. You never know when an accident can happen. Many people ask, "Do I have enough coverage?" or maybe they think, "I have too much auto coverage." Most consumers don't grasp what auto liability coverage is all about, so let us break it down for you. Auto liability covers you for two major items...
For those of us in New York with a yard to take care of, by the end of summer, your outdoor living spaces are probably looking pretty sharp. You may have spent a lot of time and money on the outcome, but did you know that your homeowner's policy may value high quality plants, mature trees, and landscaping at just a fraction of what they are worth? Fortunately, there are things that you can do to protect your precious live assets. Here's more information:
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Last week, we discussed what other personal belongings you may want to insure separately. Here, let's look at some business assets that might warrant additional coverage.
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Have you heard of supermodels insuring their legs or singers taking out a policy on their priceless vocal chords? That's probably not necessary for most people, but many of us probably do have a few valuables that can and should be insured separately.
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It's often noted that America is an excessively litigious society which may or may not be accurate, depending on who you ask. But there's no question that the rules and regulations that have made it relatively easy to sue for personal injury in the US have resulted in some truly bizarre lawsuits and legal proceedings. Read on for some of the most entertaining ones we found.
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When it's hot, the cold water calls. If you're lucky enough to have access to a lake, river, or community pool, it's vital to know basic water safety in order to prevent serious consequences. Approximately 10 people die each day from unintentional drowning, and according to the Center for Disease Control, drowning is the leading cause of injury death for young children, ages 1-4.
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Gathering school supplies, updating vaccines, and returning to a regular sleep schedule are part of a long list of things that need to be done before sending kids back to school. If your child also has a food allergy, preparing to go back to school takes extra effort and due diligence. Here are some things you can do to make sure your child's medical needs are met throughout the school year.
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