Insurance Blog
Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
The holidays are here, and although it's supposed to be the most wonderful time of the year, it's often the complete opposite. Many people suffer from depression and anxiety over the holidays, for a variety of reasons. Keep your serenity and sanity this holiday season by following these practical suggestions:
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The fastest-growing white-collar crime in the United States is identity fraud. ID fraud is when someone commits a crime or fraud in your name using your stolen personal information. No one, regardless of background or financial status, is immune to identity fraud and various cyber threats continue to grow with no sign of slowing down. And with holiday season upon us, identity fraud is very common.
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The holidays tend to revolve around food: potlucks, family dinners, cookie decorating and seasonal celebrations offer dozens of opportunities to cook, bake and dine to your heart's content. Whether you're whipping up something in the kitchen or delivering homemade goodies, here are a few tips on food safety for the season:
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Use these tips to keep the heat in, and the cold out! Protect your home from damage this winter!
Approximately 10 percent of Americans are affected by diabetes, and millions more are at risk for developing the disease. November is American Diabetes Month, and a great time to find out whether you are at risk, and if so, what you can do about it.
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Just for fun, let's take a look at some of the weirdest insurance policies out there.
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A Charlotte, NC man having purchased a box of very rare, very
expensive cigars, insured them against fire among other things.
Within a month, having smoked his entire stockpile of cigars and
without having made even his first premium payment on the policy, the
man filed a claim against the insurance company.
In his claim, the man stated the cigars were lost "in series of small
fires".
The insurance company refused to pay, citing the obvious reason; that
the man had consumed the cigars in the normal fashion.
The man sued......and won! In delivering the ruling, the judge agreed
that the claim was frivolous.
He stated nevertheless that the man held a policy from the company in
which it had warranted that the cigars were insurable and also
guaranteed that it would insure against fire, without defining what
is considered to be, "unacceptable fire," and was obligated to pay
the claim.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the ruling and paid the man $15,000.00 for the rare
cigars he had lost in the "fires".
HERE COMES THE BEST PART!!
After the man cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!
With his own insurance claim and testimony from the previous case
being used against him, the man was convicted of intentionally
burning his insured property and sentenced to 24 months in jail and a
$24,000.00 fine.
After your home is damaged by wind, hail, or other natural elements, the storm isn't necessarily over; in fact, it might be just the beginning. Here's what you need to know about the storm-induced insurance process from diagnosing the damage to filing a claim and making repairs so that weathering your home's recovery is as painless as possible.
Well over 200,000 women in the United States are diagnosed with breast cancer each year. After skin cancer, breast cancer is the second most common cancer diagnosed in women, and the second leading cause of cancer deaths for women. October is Breast Cancer Awareness Month, and a great time to learn the facts.
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National Fire Prevention Week is October 4th through the 10th this year. Prevent household fires and protect your family by using some of these helpful tips!