insurance claims
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Most people assume that having replacement value property insurance means that even if something happens, they're in good shape. After all, replacement value should pay for a brand new version of whatever you lost, right? But when it comes to buildings, including homes, both new and old, this isn't always the case. If you're a property owner, it's important to know about ordinance or law coverage and how it applies to you. Failure to understand when and where ordinance and law coverage is necessary may mean that if your home or commercial building is damaged, you don't have the coverage you need.
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When it's time to store your boat for the winter, sit down with a member of the marina's staff and discuss what you can expect to have done. Most marinas are prepared to service your boat efficiently, but you are responsible for seeing that all work is done. Ask that they call you when the winterizing is complete.
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Your home or business is damaged. Your first priority is to get it fixed right away, so you call a contractor to assess the situation and give you an estimate on the repair cost. It makes sense: the insurance company will want one anyway, right? But this simple process may turn into a nightmare, depending on how you handle it.
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Dear Valued Client:
A 5-Step Checklist for Financial Health in 2017
Tips for Parents To Help Prevent Teen Car Crashes
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Some states mandate comprehensive liability, which covers bodily injury and property damage.
May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Increased awareness of motorcycle safety has helped improve the number of injuries and fatalities of motorcyclists.
When you think about water damaging your home, you imagine a hurricane, torrential rain, or other natural disasters. The truth is, that even water damage can also be caused when a household appliance fails and can be just as destructive as a catastrophe.
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Are your independent contractors really independent?
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Personal and commercial auto insurance is VERY important for everyday life. You never know when an accident can happen. Many people ask, "Do I have enough coverage?" or maybe they think, "I have too much auto coverage." Most consumers don't grasp what auto liability coverage is all about, so let us break it down for you. Auto liability covers you for two major items...
Flood insurance is a very important coverage to have when you live close to a body of water that has the potential to flow into your home. What a lot of people don't realize is that an overflowing body of water isn't the only way a home can flood. Flood damage can result from an sudden inundation of rising water flowing into your building.
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Purchasing a home can be a harrowing experience, including the purchase of homeowners' insurance. There are many things to understand about your policy, from coverage to deductibles and how to define a hurricane. We all look to save money whereever we can and that includes the purchase of insurance. Here are some tips to consider when purchasing homeowners' insurance.
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INSURANCE IS NO LAUGHING MATTER!!! Your financial security is worth more than 15 minutes. Call us today for a free insurance analysis by one of our Licensed professionals. (888) EIFS INFO (888)343-7463 Be sure you are properly insured BEFORE the claim occurs!!
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Download Home Inventory Worksheet (Excel) Keeping a home inventory is an important exercise that aids you in three ways:
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It is a good idea to take an inventory of your personal possessions, at least annually. Keeping a current inventory benefits you in three ways:
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