life insurance
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Graduating from college is an exciting milestone. As you transition into the working world, your insurance needs will change. Knowing how to navigate health, auto, renters, and other insurance options can save you money and help protect your future. This guide offers practical tips for new college graduates in New York so you can make informed decisions.
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Your life insurance needs change as you move through different stages of life. Revisiting your policy at the right times can help ensure your loved ones have the financial support they need. Below are three key milestones when you should consider reviewing and possibly updating your coverage.
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As the new year begins, many of us set resolutions to improve our health, finances, or overall well-being. But have you considered making an insurance review part of your goals this year? Taking a closer look at your insurance coverage can ensure you're properly protected, potentially save you money, and help you feel more secure about your future.
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September marks Life Insurance Awareness Month, an important time to think about the financial security and peace of mind that life insurance can offer. Life insurance is more than just a policy–it's a safety net for your loved ones, helping them manage finances in the event of an unexpected tragedy. But when is the right time to get life insurance? Let's break down some key life events when you should seriously consider taking out a policy.
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Last month's New Year celebrations had good cause; we have a chance to be grateful for the years behind us as we look forward to the years ahead. Chances are, as we clinked champagne glasses with friends and family, the idea of not being around to celebrate with them next year never crossed our minds.
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Starting a family is a momentous and joyful occasion. But it can also be quite daunting for some, especially when it comes to the financial aspects involved. Frequent questions include: How much is this all going to cost? What type of insurance will I need?
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Getting married this summer? Read on for ways that marriage affects insurance and other financial considerations to handle before tying the knot...
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When it's time to store your boat for the winter, sit down with a member of the marina's staff and discuss what you can expect to have done. Most marinas are prepared to service your boat efficiently, but you are responsible for seeing that all work is done. Ask that they call you when the winterizing is complete.
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Dear Valued Client:
The season of love is always a reminder to think about heart health. Here are some of the latest advances in cardiac care and prevention, plus some interesting heart facts.
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A 5-Step Checklist for Financial Health in 2017
You're expecting, and there's so much to consider: pink, blue or gender neutral colors for the baby's room? Which parent will stay home, or will daycare be an option? Midwife, birthing center or hospital? Another thing you may want to think about before your new bundle of joy comes into the world is how it will affect your insurance. You'll be surprised at all the different ways having a child can impact all different types of insurance. Here are a few:
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When the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress. But it's important to be smart with how you handle that extra income so that you're setting yourself and your children up for a secure future. Here's what to do when your dependents become independent:
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If you're heading for retirement or even if it's a ways off, you might already be writing that bucket list of things to do and places to see as soon as you don't have to show up to work every day. But before that happy day arrives, there's a different list of things you should cross off to ensure that your golden years are truly carefree.
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Tips for Parents To Help Prevent Teen Car Crashes
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Some states mandate comprehensive liability, which covers bodily injury and property damage.
May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Increased awareness of motorcycle safety has helped improve the number of injuries and fatalities of motorcyclists.
If you are in your 20's, you may not feel that it is necessary to buy life insurance. You are young and healthy, right? So what's the point? Well, very honestly, your 20's may be the perfect time to purchase life insurance -- keep reading to see why!
Stroke is the fifth leading cause of death in America; but according to the National Stroke Association, up to 80 percent of strokes are preventable. Here's all you need to know about stroke, from symptoms to solutions.
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According to the Centers for Disease Control, "Tobacco use remains the single largest preventable cause of death and disease in the United States." Over 42 million Americans smoke, and nearly 80 percent of those have a daily habit.
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Make Your Home Safer: It is never a bad idea to make your home safer for you and your family.Installing a security system is the best way to improve the safety of your home, but even installing better doors, windows or locks could help lower your Home Insurance premiums. Improve Your Credit: Insurance companies often use credit information when setting your premiums, so by improving your credit you can improve your insurance rates at the same time. Take Defensive Driving: A Defensive Driving course could lower your insurance rate by as much as 10%.Defensive Driving courses can be taken online, at schools or even in our office.Call us for more information. Quit Smoking: Smoking increases your life insurance, disability and longterm care premiums.Most insurance companies require you to be tobacco free for 12 months before you can qualify as a non-smoker, but some companies offer incentives for quitting. Stop Driving Distracted: In NY State it is illegal to both hold your cell phone to your ear while talking and driving, or to text while driving, but recent studies have shown that even hands free talking will distract you while you drive.While you may not see an immediate return for safer driving, it will help prevent accidents and avoid traffic violations that will ultimately result in lower insurance rates. Look Into Multi-Policy Discounts: Saving money on your insurance is a great New Years resolution, and one of the best ways to do this might be a multi-policy discount.Buying several policies with the same insurance company could provide you with significant savings.Let us find out for you.Call us to learn more.(631)563-8433 The best way to lower your insurance rates is to let us find you the best prices.Whether your already a client or thinking of becoming one, EIFS will do everything we can to find you the best price. Important Note: None of these resolutions are guaranteed to lower your insurance rates.Different companies have different policies and you may already have the best rate possible.EIFS can help you find out if these resolutions can work for you.Call us to learn more.(631)563-8433
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Did you know that deaths resulting from Heart Attacks & Cardiac Arrest rise 22% or more in the weeks during and after a heavy snowfall?
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